Grameen America provides small loans, known as “microloans” and other financial services to individuals living below the U.S. poverty line who want to start or grow a small business. Grameen America relies on the Grameen lending model developed over 30 years by Grameen Bank in Bangladesh.  Currently, Grameen America operates in the following cities: New York, NY, Omaha, NE, and Indianapolis, IN.

Individual       Group undergoes      *Borrowers receive    *Weekly group       Upon full         

       living below              5-day financial                  micro-loans to start/             meetings with                  repayment,
       US poverty line         training                            expand their                        Center Manager              borrowers can
       selects 4 people       program and                     businesses                        *Borrowers repay             apply for another
       and forms group       borrowers open a              *No collateral or                    loans and deposit           loan to expand
                                     savings account                credit history required           savings                          their businesses                                                                                                                          

   Living Below             Form           Financial Edu.     Obtain Micro-loan/             Weekly             Repay             Grow

 Poverty Line             Group          Training/              Open or Expand             Mentoring &       Micro-Loan      Business

                                                      Start Saving         Small Business             Peer Support

                  Grameen America Offers a Powerful Tool to Alleviate Poverty                      

                                                                          Financial Education                                              

                                                   Access to Capital                              Savings

                                                                               Credit Building