FOR THE WALL STREET OCCUPIER Grameen America micro-loan (from $10; grameenamerica.com) "This not-for-profit microfinance organization, started by Nobel Peace Prize winner Muhammad Yunus, opened a Bronx branch (its fourth in New York City) in August. The goal: jump-start the careers of low-income entrepreneurs by offering crowd-sourced, collateral-free micro-loans. (In New York alone, the group has distributed some $20 million in loans to more than 6,500 borrowers.) Make a donation of $10, $20, or $30 a month on behalf of a loved one, and struggling locals enjoy reasonable interest rates, a manageable weekly repayment plan, and savings incentives."